Best personal budget facts12/29/2023 30 Skill India International Centres to be set up across different States to skill youth for international opportunities.Pradhan Mantri Kaushal Vikas Yojana 4.0, to be launched to skill lakhs of youth within the next three years covering new age courses for Industry 4.0 like coding, AI, robotics, mechatronics, IOT, 3D printing, drones, and soft skills.For this, 10,000 Bio-Input Resource Centres to be set-up, creating a national-level distributed micro-fertilizer and pesticide manufacturing network. Centre to facilitate one crore farmers to adopt natural farming over the next three years.5 per cent compressed biogas mandate to be introduced for all organizations marketing natural and bio gas. 500 new ‘waste to wealth’ plants under GOBARdhan (Galvanizing Organic Bio-Agro Resources Dhan) scheme to be established for promoting circular economy at total investment of Rs 10,000 crore.100 labs to be setup for 5G services based application development to realize a new range of opportunities, business models, and employment potential.Entity DigiLocker to be setup for use by MSMEs, large business and charitable trusts to store and share documents online securely.Urban Infrastructure Development Fund (UIDF) will be established through use of priority Sector Lending shortfall, which will be managed by the national Housing Bank, and will be used by public agencies to create urban infrastructure in Tier 2 and Tier 3 cities.2.40 lakh crore has been provided for the Railways, which is the highest ever outlay and about nine times the outlay made in 2013-14. Outlay for PM Awas Yojana is being enhanced by 66% to over Rs.Centre to recruit 38,800 teachers and support staff for the 740 Eklavya Model Residential Schools, serving 3.5 lakh tribal students over the next three years.157 new nursing colleges to be established in co-location with the existing 157 medical colleges established since 2014.Atmanirbhar Clean Plant Program with an outlay of ₹2200 crore to be launched to boost availability of disease-free, quality planting material for high value horticultural crops.Seven priorities of the budget ‘Saptarishi’ are inclusive development, reaching the last mile, infrastructure and investment, unleashing the potential, green growth, youth power and financial sector.Cash transfer of ₹2.2 lakh crore to over 11.4 crore farmers under PM Kisan Samman Nidhi.Insurance cover for 44.6 crore persons under PM Suraksha Bima and PM Jeevan Jyoti Yojana.220 crore covid vaccination of 102 crore persons. 9.6 crore LPG connections provided under Ujjwala.11.7 crore household toilets constructed under Swachh Bharat Mission.7,400 crore digital payments of ₹126 lakh crore has taken place through UPI in 2022.EPFO membership has more than doubled to 27 crore.Indian economy has increased in size from being 10th to 5th largest in the world in the past nine years.Per capita income has more than doubled to ₹1.97 lakh in around nine years.The highlights of the Budget are as follows: Nirmala Sitharaman presented the Union Budget 2023-24 in Parliament today. Savings: Record the amount of money that you’re able to save each month, whether it’s in cash, cash deposited into a bank account, or money that you add to an investment account or retirement account like an IRA or 401(k) (if your employer offers one).The Union Minister of Finance and Corporate Affairs Smt.Discretionary spendingis nonessential spending or varying purchases for things like restaurant meals, shopping, clothes, and travel. They include rent/mortgage payments, loan payments, and utilities. Their amounts don’t change (or change very little) and are considered essential. Fixed expensesare the purchases that you must make every month. Review your bank statements, credit card statements, and brokerage account statements to be sure to capture them all. Expenses: List every purchase that you make in a month, split into two categories: fixed expenses and discretionary spending.This can include paychecks, investment income, alimony, settlements, and money that you make from side jobs or other projects, such as selling crafts. Income: List all sources of money that you receive in a month, with the dollar amount.
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